As you grow older, it's important to plan for your family's future financial needs. However, preparing for your passing is not an easy task. The truth is, no one knows what the future holds, and every family is different. That's why at Riverfront Financial, we are able to work with multiple companies to get the right policy for your individual needs. We want to make sure you provide for your family no matter what stage of life you are in.
Ensure your family and beneficiaries live comfortable lives when you pass away by coming to us to help you put the right policies in place.
We primarily base this on your income. When you pass away, there are no severance checks or benefits that remain for your family. Depending on what stage of life you are in, and how many people rely on your income, we would recommend the right protection for your loved ones. Remember-stay at home parents need coverage too! You can use our Life Insurance calculator here to find out more about how much coverage you should have!
Depending on the coverage that your family needs, we would put a specialized plan together which could include:
Term or Permanent Insurance
We also offer:
Long-Term Care Insurance
How much does it cost?
Your premium is based on your sex, age and health history.
For Example: A healthy 30 year old man could get $500,000 of coverage for 20 years for less than $20/month
Insurance today is much different than it was just five years ago! Many companies now offer living benefits, which allows you to use a portion of the death benefit for qualified medical expenses.